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Credit Card Check Out Fees: Will You Have To Pay Them?
Written by Erin MacPherson
Last updated on January 28, 2013 @ 3:29PM
Created on January 27, 2013 @ 1:12PM
Sunday was the first day you as a consumer could start paying an extra fee just for using your credit card. This is called the check out fee. Credit card companies and retail stores pay for this swipe fee, but now they're trying to pass it along to the customer.
5 News spoke with shoppers Sunday wasn't too happy about this possibility. Even though it kicked off Sunday that doesn't mean this charge goes into effect immediately. Ten states have actually banned this practice, but unfortunately the Mountain State isn't one of them.

"It can be beneficial if a lot of your sales are credit card sales. If most of your sales are credit card sales it can be beneficial to a
company. But it also can hurt consumers. I'm a consumer and if I go some place and have to pay the fees then it's coming out of my pocket too so I don't know. Either way it can help or hurt," said Steven Campbell.

Despite the fact that some consumers are conflicted on the idea, others seem to be confident that it's not a great idea since consumers are the most important part of a business.

"I think customer service is key in any business. Any time customers feel that you're not being fair or honest. it's going to affect the bottom line in the end. Maybe not in the short term," said Nazmun Saikat, Employee & Consumer.

Next time you go shopping and decide to use your credit card, you might want to think twice and get cash out of the ATM instead.

"I don't have a credit card so it doesn't really affect me. I have a debit card and just carry cash on me. I just use cash, " said Wood County resident Eric Davis.

This sub-charge is supposed to equal the actual cost of processing the credit card transaction, which is typically 1.5% - 3%.

"Well that's significant. That's just like our state tax if it goes down, we would like to see it go down," said Campbell.

These fees are likely to be seen in smaller retailers. Target's employee Coleman Munoz from Human Resources told 5 News that as of now, Target is not going to add this fee. He continued that he isn't sure if other big corporations will or will not, but that they probably won't.
Be on the look out for this extra charge the next  time you decide to use your Master or Visa Credit Cards.

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